How to survive your own financial crisis
A personal financial crisis can be the result of a variety of events: job loss, divorce, bankruptcy, sudden medical expenses, or any other event that results in loss of financial…

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Women's business: gender role
At the same time, it is foolish to deny that women are more likely than men to make important decisions, ranging from the choice of food, clothing, furniture, repair materials,…

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Bets in the red: what can change the situation
With official inflation of 10% and a sharp devaluation of the hryvnia, the standard rates in banks on the most popular deposits today are in the range of 7.5-8.5%. Taking…

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A selection of business ideas with minimal investment
However, the majority of Russians still hold the opinion that only the elite can open their own business. There is a stereotype in society that it is necessary to invest…

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little closer

Women’s business: gender role

At the same time, it is foolish to deny that women are more likely than men to make important decisions, ranging from the choice of food, clothing, furniture, repair materials, and ending with real estate and technology. Does this world still belong to men? No matter how! And the trend of recent years indicates that women from the rank of buyers boldly and successfully migrated to the other side, literally in front of their eyes, rediscovering those business sectors that initially had a clear division into “male” and were inaccessible to fragile creatures. Continue reading

How the banking system works

We all, one way or another, interact with banks. Deposits, loans, bank cards, payment of utility bills: this is an integral part of the daily life of every person. But who thought about what are the schemes of banks and how the entire banking system works? Understand how banks make money.

The structure of the banking system in the Russian Federation

In Russia, the banking system is two-tier. Continue reading

The concept of liquidity, types and how to calculate

The meaning of the word liquidity is not as confusing a term as it might seem. In essence, liquidity is the ability of something (an asset) to quickly turn back into money without losing value. Liquid, respectively, – convertible into money. Values ​​are high, low and illiquid. The faster and easier an asset can be exchanged for money, the higher its liquidity.

The concept is widespread and applicable to any object – including real estate, stocks, enterprises, markets, etc. There is also the concept of “liquid value” – this is an indicator (in monetary terms) of the appraised object, reduced by the costs associated with its sale. Continue reading

How to create a trust fund
A trust fund is commonly seen as a way to raise money for the children of wealthy people, but in fact it can be a useful financial tool at any…

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Tough measures or how to make adjustments to the work of the company
In response to this statement, one can object that the company is the people working in it, which means that changes should affect not only the top management, but also…

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How the banking system works
We all, one way or another, interact with banks. Deposits, loans, bank cards, payment of utility bills: this is an integral part of the daily life of every person. But…

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