Operating lever
Typically, business owners are interested in two interrelated indicators: revenue and profit. Revenue shows how much the company has earned, and profit shows how much is left after deducting expenses.…

Continue reading →

How to create a business from scratch?
Therefore, it is not surprising that this idea seems like a promising undertaking for every vigorous enthusiast. However, many novice businessmen either burn out or, in principle, do not dare…

Continue reading →

8 reasons why a business is losing money out of the blue
When we start working with financial accounting in companies, the first thing we do is collect basic reports. Thus, we digitize the company. And thanks to this digitization, it is…

...

Comfortable old age without FIU
Getting old is not scary, it's scary to live in poverty. Are you ready to give up going to the cinema, having fun with friends in bars, designer clothes and…

Continue reading →

little closer

Women’s business: gender role

At the same time, it is foolish to deny that women are more likely than men to make important decisions, ranging from the choice of food, clothing, furniture, repair materials, and ending with real estate and technology. Does this world still belong to men? No matter how! And the trend of recent years indicates that women from the rank of buyers boldly and successfully migrated to the other side, literally in front of their eyes, rediscovering those business sectors that initially had a clear division into “male” and were inaccessible to fragile creatures. Continue reading

How the banking system works

We all, one way or another, interact with banks. Deposits, loans, bank cards, payment of utility bills: this is an integral part of the daily life of every person. But who thought about what are the schemes of banks and how the entire banking system works? Understand how banks make money.

The structure of the banking system in the Russian Federation

In Russia, the banking system is two-tier. Continue reading

The concept of liquidity, types and how to calculate

The meaning of the word liquidity is not as confusing a term as it might seem. In essence, liquidity is the ability of something (an asset) to quickly turn back into money without losing value. Liquid, respectively, – convertible into money. Values ​​are high, low and illiquid. The faster and easier an asset can be exchanged for money, the higher its liquidity.

The concept is widespread and applicable to any object – including real estate, stocks, enterprises, markets, etc. There is also the concept of “liquid value” – this is an indicator (in monetary terms) of the appraised object, reduced by the costs associated with its sale. Continue reading

5 ways to make your business financially sustainable
Business financial sustainability is like that 2000s meme girl—hard to find and easy to lose. Especially if you don’t know what indicators to monitor and what to work on in…

...

How to calculate debt service payments
Debt service is the periodic (usually annual) payment of accrued interest and part of the principal amount of the debt. When applying for a loan, companies are required to disclose…

...

State support for businessmen
When starting a business, the issue of financing is always acute. Common sources of funds are credit or loans. But there are additional opportunities to make your life easier: these…

...